💷 You could be owed hundreds of pounds.
Upload your P60 or P45 in 30 seconds.
Our AI analyzes your tax documents in seconds and estimates whether you may be eligible for a UK tax refund.
No tax jargon. No complicated calculations. No accountant required.
Select Your Audit
Our AI seamlessly reviews your documents to uncover discrepancies in seconds.
Student Loan Overpayment
Over 40,000 graduates have been overcharged. We check your loan statements against your liability.
Pension Calculations
Ensure your private and state pension calculations are accurate and reclaim lost funds.
PAYE Refund Audit
Self-employed or multi-job? We verify your PAYE records for emergency tax code errors.
Benefit Eligibility
Missed out on government support? We audit your status for backdated payments.
How Reclaimly Works
Upload Securely
Drag and drop your P60 or tax letter. AES-256 encrypted.
Vertex AI Analysis
Our Document AI instantly cross-references HMRC legislation.
Claim Packet
Download your pre-filled, formal reclaim application for just £5 (was £15, 67% off).
Sample Calculations Using Example P60s
See exactly how our tax engine flags discrepancies and estimates your refund values.
Scenario 1: Stuck Emergency Code (P60 Scan)
An employee with £35,000 earnings ends the year with tax code 1257L W1/M1 on their P60. The payroll software failed to transition to a cumulative basis, ignoring the tax-free allowance build-up.
Scenario 2: State Pension Triple Lock Mismatch
HMRC over-recorded State Pension by £9.05, subtracting it from the Personal Allowance on occupational pensions. This incorrectly subjected £9.05 of income to a basic rate tax charge.
Establishing Absolute Peace of Mind
Uploading financial documents requires complete assurance. Here is exactly how we handle security.
?Is this safe?
Yes. Reclaimly uses TLS 1.3/HTTPS secure socket layers to transmit all documents and user details. Our infrastructure is hosted inside highly secure, compliant Google Cloud Platform (GCP) data centers. We strictly follow GDPR regulations to safeguard user privacy.
?Why should I trust the refund estimate?
Our calculations are completely deterministic and written directly against standard HMRC tax manual policies. We verify exact allowance thresholds, higher/additional rate bands, and emergency code parameters. We even outline the calculations step-by-step in your report so you or your accountant can audit them yourself.
?Who built this?
Reclaimly was designed and built by a dedicated group of financial technology engineers and former UK tax compliance specialists. Our goal is to bring automation to HMRC tax refunds so everyday taxpayers do not have to pay huge commissions to expensive agencies.
?Is my data secure?
Yes. Your tax documents (P60, P45, or P2 Notices) are analyzed on-the-fly in isolated server environments. We do not persist or store your raw files beyond 30 days (they are deleted automatically from our cloud buckets). We never rent, share, or sell your financial data to third parties.
?What happens after I pay?
Once the one-off £5 payment completes, you instantly unlock your filing-ready claim packet. This contains pre-filled, compliant HMRC claim forms (R40/P50) and a customized cover letter. We provide clear, step-by-step instructions on printing, signing, and posting the packet directly to the specific HMRC office.